A private healthcare scheme for everyone in the police family. Run by the police, for the police.
What makes NPHS different?
Unlimited Claims with Ongoing Support
You can make as many claims as you need throughout the year, giving you continuous access to essential care whenever it’s required.
No Annual Limits on What You Can Claim
Your cover has no yearly financial restrictions, ensuring you always receive the support you need without worrying about hitting a limit.
Your subscription cost will never increase as a result of claims
Even if you make multiple claims, your membership fee stays exactly the same, offering long-term affordability and stability.
The Same Cover for Every Member
All members receive identical cover regardless of rank, role or status, and the same fair level of protection extends to spouses, partners and children.
Free Access to the Police Treatment Centres
Serving officers and staff benefit from free use of all health services provided by the Police Treatment Centres.
Exclusive Access to Member-only Holiday Homes
Members can book high-quality, luxury holiday properties at special not-for-profit rates, available only through NPHS.
Who we are
The National Police Healthcare Scheme is a not-for-profit Trust, overseen by Trustees who are all serving Police Officers.
Our core purpose is to provide serving and retired Police Officers, Police Staff, and their families (spouses/partners and children) with swift access to the best medical treatment available – at not-for-profit rates.
Police Officers and Police Staff work tirelessly to provide an outstanding policing service; the purpose of which is to protect, serve, and safeguard members of the public. The National Police Healthcare Scheme seeks to support and protect the protectors – today, tomorrow and always.
What we cover
The National Police Healthcare Scheme works with all healthcare providers to deliver the best private healthcare. The scheme covers the costs of private treatment for acute physical conditions.
The scheme covers the cost of:
Consultant fees
Diagnostic procedures and tests
Surgical procedures and treatments
Physiotherapy, osteopathy, and chiropractic treatment
All relevant treatments and follow-ups
Alternative cash benefit for NHS Treatment
Pre-existing conditions are covered after two years
Membership of Police Treatment Centres (does not apply once retired or left service)
Why join the National Police Healthcare Scheme?
As well as access to the best medical treatment and care, you also benefit from:
Peace of mind for Police Officers, Police Staff and their families
The Scheme works with all healthcare providers
No subscription increases as a result of claims
No medical declarations or assessments are required when joining
'Members' children can remain in the scheme at the age of 21 and beyond
A dedicated and friendly team of claims advisors

Free Physical and Mental Health Support at the Police Treatment Centres
Over and above access to private medical treatment, as a National Police Healthcare Scheme member – whether you are a Police Officer or Police Staff member – you will receive access to two first-class Police Treatment Centres, St Andrews in Harrogate and Castlebrae in Perthshire.
These centres provide vital physical and mental health support for conditions sustained both on and off duty.
*Note: Free PTC membership is only available for serving members of the Police Family. This offer does not apply once retired or no longer serving.

An affordable break when you need it most - exclusively for members
Whether it’s a much-needed holiday with family or simply a break away from ‘the job’, we know just how hard it can be for Police Officers and Police Staff to switch off and take time out. That’s why we are committed to providing our members and their families with the opportunity to rest, relax and rejuvenate.
As a member of the National Police Healthcare Scheme, you will have exclusive use of our beautiful holiday homes in Wandylaw, Northumberland. These properties are owned by the Scheme, and only Scheme members have access.
FREE Promotional Membership Periods
Student Police Officers
FREE Individual Membership for first 12 months of service
Serving Police Officers and Police Staff
FREE Any Category Membership for 3 months
(including full family)
Note: Free promotional periods apply to officers and staff of Police Forces, Police Federations, or organisations which have formal arrangements with the scheme.
Contact us today
If you would like to learn more about joining the National Police Healthcare Scheme, please get in touch with our friendly dedicated team, who will be happy to provide you with further information:
Email: healthcare@npf.polfed.org
Telephone: 0191 4373775 or 0191 4373763
Address: National Police Healthcare Scheme, 11-14 Apex Business Park, Annitsford, Cramlington NE23 7BF
